With federal tax law changes coming in 2026, many New Canaan residents are exploring ways to make their charitable giving go further. One of the most effective tools is a donor-advised fund (DAF), offering immediate tax benefits while supporting the causes you care about over time.
At NCCF’s recent informational event, “Navigating Charitable Giving: Tools, Trends & Tax,” experts shared strategies for smart giving in 2025. Key takeaways included:
“Bunching” charitable giving through a donor-advised fund before tax laws shif
Understanding how upcoming federal changes may affect deductions
Opportunities to contribute cash or appreciated securities to maximize tax advantages
Upcoming Tax Changes to Know:
Charitable deductions will be reduced by 0.5% of Adjusted Gross Income (AGI)
For those in the 37% tax bracket, deductions will be treated as if they are in the 35% bracket
This effectively lowers the value of charitable contributions for some taxpayers
Today, more than 80 donor-advised and charitable funds have been established at NCCF. Fundholders benefit from:
Immediate tax deductions
Potential to avoid capital gains
Investments that grow tax-free
The ability to recommend grants year-round
NCCF’s trusted local expertise and impact insights
If you’re interested in exploring how a donor-advised fund could support your giving strategy in 2025, contact:
Ann Rodwell-Lawton, Vice President
arodwelllawton@newcanaancf.org
Please note: NCCF does not provide tax advice. Consult your tax advisor to understand how these changes may affect your personal situation.